Category: Retirement courses

Satisfaction with Life: the keys to a fulfilling retirement

This post keeps on the theme of retirement. It is well known that life expectancy among those currently retiring in their sixties means they could have some 25-30 years more ahead for them.But what to do with all that time?That is the challenge.

We are accustomed to seeing emphasis placed on good financial planning for retirement. Although having a good income behind you when you finally give-up the 40-hour working week knocks away a high hurdle when contemplating a long period of retirement, this of itself does not guarantee a fulfilled and positive retirement.So if you have looked forward to no longer having to answer to your boss, or the demands of every day business, how can you give yourself the chance to enjoy your new found freedom?How do you find satisfaction in your and real quality of life?

Recently, the University of Greenwich in England, undertook a survey to try and find the answer to the above and other questions. This study in conjunction with Laterlife Learning,looked at the responses to an e-survey conducted for the period October 2008 and January 2010. This study found that the keys to a fulfilling retirement were:

1. Having  aspirational reasons for retiring

2.Going on a retirement course

3.Having an active social life

4.Having someone to share retirement with

5.Having at least three of the ‘the Big Five’ personality traits

6. Money matters:Having a lack of financial resources,though, was not an impediment to satisfaction in retirement, and access to enjoyable experiences.

Some help tips in the conclusions from the survey report briefly are:

  • aim to retire on your own terms
  • find a goal for retirement that excites you
  • have activities that go beyond job work and non-work activities and breach the transition into retirement
  • gain a positive effect by attending a retirement preparation course
  • find an active social circle in retirement doing things you enjoy
  • look on money as only part of the retirement satisfaction jigsaw

You can read the full brief report providing the findings for the keys to a fulfilling retirement by the University of Greenwich

And,if you would like to also see what the pre- and post- retirement counseling course team Laterlife can offer

 

 

 

50 Ways to kick-start your New Year

· 50 ways to kick-start your New Year

· Retirement? What is it? Who wants it?

· Why good financial planning can truly lead to golden years in retirement

Hi,

This week we stay on the essential topic of financial planning, having first considered the concept of retirement.
First up though, in this first issue for 2011, I give you an article full of information covering a wide range of activities and interests to give a huge boost to your New Year.

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50 Ways to kick-start your New Year
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We all need a boost from time to time. Often, New Year is as good a time as any to take stock, and as we try to shake-off the Winter blues we should be good to ourselves for the sake of our health. I was therefore impressed by the Daily Telegraph guide:
50 ways to feel good .It is an excellent piece, full of great ideas and resource links, with suggestions to suit most people. You can check it out at 50 ways to feel good this year

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Retirement: What is it? Who wants it?
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Two very good questions, to which there are many good answers. For many the concept of retirement is beyond contemplation. For others it is seen as fair reward for a lifetime of toil; or perhaps an opportunity to change direction, and take a new path in the journey of life.

Whatever your particular viewpoint, a little independent guidance as to what it may mean, and how best to handle it, could be both life changing and beneficial. There are many helpful courses for people at all stages of the retirement process. I am going to look at some over the next few weeks, and come back to you. Meanwhile, I leave you with this link to the retirement courses to be found at retirement courses run by the people at laterlife.com.

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Why good financial planning can truly lead to Golden years in retirement
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It is never too late to review your finances and plan for the future.
In a report in October last year, the this is money.com website gave a planning guide for action taking readers through the decades of life from the 20s upwards. For the60-lifers, Martin Bamford says:

‘Making choices at retirement is about so much more than simply choosing the most competitive annuity rate. It is becoming increasingly popular to use an Unsecured Pension to have greater control over income flexibility in retirement, often phasing the payment of tax-free cash over several years to reduce income tax bills. This is a more complicated strategy than buying an annuity but can really pay off over the longer term.’

Read more from the full report at pensions- tips and guides

WISHING YOU A HEALTHY, ACTIVE AND HAPPY NEW YEAR!

Do stay tuned-in! More next week…

Do remember you can pick-up more regular tips and news here at http://the60life.com